It is alarming to know that more than half of the vehicles on the road might not be insured! The crime statistics in South Africa provide more than enough reason for any responsible vehicle owner to purchase insurance! Not only do we need insurance against the risk of theft and hijacking – but also to cover damages incurred from road crashes.

Over the last couple of years the cost of repairs has increased dramatically and there has been a significant increase in the average cost of a claim. An increase in vehicle theft, accidents and rising repair costs force insurance companies to recalculate the risk and cost of insuring our vehicles.

Common sense dictates that you cannot afford to drive an uninsured vehicle. If you are an uninsured driver, you alone are responsible for covering the costs of repairing your car or even buying a new one if it is seriously damaged. You will also bear the legal costs of trying to claim damages from another uninsured driver without the assistance of an insurer.

It is important to see insurance as a necessity - and something which needs to be acquired at the time of purchase – not a month later!

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